Why TJ Maxx Credit Helps Your Budget

TJ Maxx is well-known for providing its shoppers with great fashions for the whole family at affordable prices, and you may shop for everything from shoes, handbags, jewelry and apparel to home décor and more at this store. If your goal is to stretch your budget as much as possible while still getting the item that you need and want, you may consider the benefits of opening a TJ Maxx credit card. This credit card can help your budget in a number of ways.

Pay For Your Purchases At a Convenient Time
With a TJ Maxx credit card, you can make all of the purchases you need right now, and you can pay for them at your convenience. This may mean that you make the full payment for all of your purchases when your next paycheck arrives, or it may mean that you make small monthly payments that are affordable for your budget. This is ideal when you need to make many purchases, such as with back-to-school shopping, holiday shopping or other special times of the year when you may have a tighter than normal budget.

Rewards Points and Special Offers
With your TJ Maxx credit card, you may get special offers and rewards points that can help you in several ways. For example, you can get 10 percent off of your first purchase when you use the Platinum Mastercard available through TJ Maxx. This is a one-time discount, and there is no limit to the maximum discount that it can provide to you. In addition, you will get $10 rewards certificates for every 1,000 rewards points you earn, and there is no limit on the rewards points. You earn one point for every $1 you charge to the credit card where Mastercard is accepted, and you will get five points for every $1 you charge when shopping at TJ Maxx, HomeGoods, Marshalls and Sierra Trading Post. These special offers are combined with Surprise and Delights benefits that have monetary value for card holders, and you will also benefit from special shopping experiences and identity theft resolution coverage.

No Annual Fee
These financial benefits are combined with a credit card that is affordable for you to carry and use. While some credit cards have an annual fee that you will be responsible for regardless of whether you use the account or not, there is no annual fee associated with this account. The interest rate is affordable and is based on your credit history. If you pay the balance off in full each month, you will not be assessed interest charges. If you need to carry the balance forward by making only the minimum monthly payment, you will enjoy the fact that the interest rate is competitive.

Easy to Apply For
You may love to shop at TJ Maxx and affiliated stores because of how affordable the prices are on quality merchandise, but the TJ Maxx credit card makes it even more convenient to make your purchases on a tight budget. This credit card is easy to apply for. In fact, you can apply online through tjmaxx.tjx.com today, and this application only takes a few minutes to complete. You can also apply for your credit card in person. If you are approved for your account in the store, you will be able to enjoy the 10 percent discount on your first purchase right away.

Many enjoy shopping for bargains at TJ Maxx, but you may not be stretching your shopping dollar as far as possible if you are not taking advantage of the financial benefits associated with using the store’s credit card. You can access these benefits to save money while also enjoying the convenience of minimum monthly payments for your purchases through the use of the credit cards. This is the perfect way to make the most out of your shopping experience with TJ Maxx. Take time to apply for your credit card today to start putting these benefits to use.